Attention homeowners in Cathedral City and Riverside County: Get an Appraisal today!
Check out the top 7 reasons why California homeowners use Wagaman Appraisals:
- Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
- Challenge Riverside County's assessment of your property
To cut a mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (HELOC)
Review a different appraiser's report for verification
If real estate property needs to be divided because of a divorce
Settle an estate in California by determining the true market value of real estate
We at Wagaman Appraisals understand the unique needs of a customer looking for appraisal services.
While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale by Owner
Since you have an emotional attachment to your own house, it's often very hard to be objective about it.
The professional appraisers at Wagaman Appraisals will tell you what you need to know -- not just what you want to hear. We are objective.
A professional appraisal is very crucial as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers.
It's something concrete to show the buyer.
It's an independent third party's opinion of your house's value, and not just how much you think your house is worth.
Potential buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to a professional appraiser's value opinion than yours.
Challenge a property tax assessment
Your local tax assessor may have your home overvalued if your home is not appreciating as much as other properties close by.
This only means you are going to pay higher taxes than you should be paying.
Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better.
A professional appraisal from Wagaman Appraisals is your strongest weapon when challenging your property tax assessment.
Appraisals to remove PMI
PMI stands for Private Mortgage Insurance. A preferred way to cut costs for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments.
Once your mortgage loan amount is below 80% of the value of your house, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down.
We're seasoned in helping customers just like you abolish unneeded PMI insurance.
Recently got a freeze to your HELOC?
Your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value.
Not only can this be difficult and inconvenient from a cash flow angle, but it can be negative on your credit score since it may appear as though that credit line is maxed out.
An efficient appraisal from Wagaman Appraisals can help you reinstate your HELOC.
Field and Desktop Appraisal Review Services
Would you like a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you want an expert to double-check your appraisal for verity?
An appraiser from Wagaman Appraisals can go out and check the subject and comparables in question in a field review.
Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? We can assist you.
While usually requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your house.